This home can be purchased with an ASSUMABLE MORTGAGE with an interest rate of 4.125%!! Built in 1998, this 4-bedroom, 2.5-bath home with over 1,800 sq. ft. and a 2-car garage is a hidden gem. Tucked away in a private location with no HOA, it offers the perfect chance for buyers with vision to make it their own. This property has great bones and endless potential, but it does need TLC. The current condition reflects the need for updates and repairs, and the price has been set accordingly making it a fantastic opportunity for first-time buyers, investors, or move-up buyers. With a practical floor plan and solid structure, the home is ready for customization whether you want to modernize, upgrade, or add your personal style. Imagine creating the home of your dreams while building equity at the same time. The location is also a huge plus: close to shopping, BART, restaurants, schools, and freeway access, giving you convenience while still enjoying the privacy of a tucked-away setting. Don't miss this chance to bring your vision and transform this property into something special.